Zenlo: Loans for Indian students without SSN with Diptendra Bagchi

At Zenlo, we are on a mission to make Indian Immigrant students' life easier in the US.

To empower Indian Immigrant students, we are building a product that will allow Indian immigrant students in the US to secure a personal loan with their Indian Credit Score. No SSN is required and get a 3 months of grace period before repayment.

Who Should & Shouldn't Use Zenlo?

Use Zenlo If -

✅ You need flexible repayment – pay back after 3 months grace period.

✅ You have a strong Indian credit score.

✅ You don't have SSN.

✅ You need less than $10K.

✅ You don't like any marketing emails - 0 emails policy

Don’t Use Zenlo If -

❌ You can borrow from a family member or friend.

❌ You already have a strong U.S. credit score (Check SoFi, Earnest, etc.).

❌ You need a loan above $10K.

❌ You don't have an Indian credit score.

❌ You are not an Indian citizen.